Community Economic Development > Consumer and Financial Management


Begin By Planning Today -- Retirement: Secure Your Dreams
When you consider your ideal retirement, cost is a factor. This pamphlet covers the basics of financial planning, including the value of starting early, contributing often, and finding investments th
FormatPrice 
PDF $0.00 Download
Buying a House -- Money Mechanics
This publication and worksheet explore the advantages and disadvantages of home ownership and the costs that are involved. You can estimate the maximum loan and housing price you can afford.
FormatPrice 
Publication $0.00 Add to Cart
PDF $0.00 Download
Communication -- Money Mechanics
Talking about money isn’t easy but this publication has tips to start your family communicating. Also includes a plan to reach financial goals and a “talk about money” quiz.
FormatPrice 
PDF $0.00 Download
Considering Early Retirement Options -- Retirement: Secure Your Dreams
Several factors should be considered when making a decision about whether to accept an early retirement offer. Understanding those options will allow you to make the best decision possible.
FormatPrice 
PDF $0.00 Download
Coping with Unemployment -- Stress: Taking Charge
You can help cope with unemployment or sudden income loss by doing specific things until you find another position or until business picks up.
FormatPrice 
Publication $0.00 Add to Cart
PDF $0.00 Download
Credit and Analyzing Your Debts Worksheet -- Money Mechanics
This publication will help you understand when and how much to borrow, give you tips on how to shop for credit, and includes information on credit reports and credit rights.
FormatPrice 
PDF $0.00 Download
Decisions After a Death
It is difficult to make decisions or even know where to start after the death of someone close to you. Here are practical suggestions regarding financial and legal matters.
FormatPrice 
PDF $0.00 Download
Decisions at the Time of Retirement -- Retirement: Secure Your Dreams
Get help considering when to retire, where to live, what income will be available, what to do about health insurance, and estate planning.
FormatPrice 
PDF $0.00 Download
Estate Planning
This publication is designed to acquaint you with the considerations, problems, and tools available in estate planning. It has been updated to include 2005 revisions to the tax law.
FormatPrice 
PDF $0.00 Download
Estate Planning -- Money Mechanics
This publication can help you develop your estate plan by providing details on the process and explaining legal guidelines.
FormatPrice 
PDF $0.00 Download
Estimating Your Retirement Expenses -- Retirement: Secure Your Dreams
Get detailed help from this expense worksheet that considers early, mid, and late retirement needs.
FormatPrice 
Publication $0.00 Add to Cart
PDF $0.00 Download
Farm Electric Power Sales Tax Exemption
Fuels, including electricity, used directly in processing and production on the farm are exempt from Iowa state sales tax. To receive this exemption, a farmer must provide adequate documentation. T
FormatPrice 
PDF $0.00 Download
Farming with an Operating Heir - Ready, Set, Retire
It is in the best interests of both generations that the farm transfer be accomplished with a minimum of financial and emotional cost. This publication explores the many options available and how all
FormatPrice 
PDF $0.00 Download
Farming without an Operating Heir - Ready, Set, Retire
In general, there are five major alternatives available to retiring farmers who have no heirs interested in taking over the farm operation. The alternative chosen depends primarily on the amount of le
FormatPrice 
PDF $0.00 Download
Farming: Investment Planning - Ready, Set, Retire
As farmland values and stock markets can be unstable, having all of a family’s investments in one venture is risky. This pamphlet presents issues in investment considerations before retirement and at
FormatPrice 
PDF $0.00 Download
Farming: Social Security Issues - Ready, Set, Retire
As a self-employed individual, a farm operator is covered by social security. This publication discusses social security issues for farmers prior to and after retirement.
FormatPrice 
PDF $0.00 Download
Farming: Special Considerations - Ready, Set, Retire
Farmers need to consider some unique situations regardng retirement. Read about setting retirement goals and estimating cost of living and income in retirement. Two worksheets are provided to help th
FormatPrice 
PDF $0.00 Download
Getting Organized -- Personal and Financial Records
Can you find key information when you need it? Would someone else be able to find essential information if you were away or ill? Learn how to keep tabs on the many parts of your personal and fin
FormatPrice 
PDF $3.00 Add to Cart
Growing Your Nest Egg: Risk and Return -- Retirement: Secure Your Dreams
You have the most control over your savings and investments -- understand the risks and returns.
FormatPrice 
PDF $0.00 Download
Home Insurance -- Money Mechanics
In case of disaster, buying home insurance is one way to protect yourself against having to risk replacing your home and personal possessions. Here’s help on choosing the right policies and coverage.
FormatPrice 
PDF $0.00 Download
Homebuyer Education eCourse: A Place of Your Own
An online course to help first-time homebuyers learn about the process of buying a home. The course is available anytime, anywhere from any computer with Internet access. At the end of five lessons, t
FormatPrice 
Moodle eCourse $45.00 Add to Cart
Income Taxes -- Money Mechanics
A little time and effort can pay handsome dividends. This publication will help you spot tax overpayments and learn to take advantage of tax-saving strategies.
FormatPrice 
PDF $0.00 Download
Iowa Concern Hotline magnet (Unit=pkg of 50)
Magnet with contact information for the Iowa Concern Hotline. Hotline provides 24-hour confidential assistance for stress issues, legal questions, and financial concerns.
FormatPrice 
Magnet $7.55 Add to Cart
Iowa Concern Hotline Stress Testing Card
Wallet sized card used to help gauge stress levels through biofeedback. Also includes tips to reduce stress and the contact number for the Iowa Concern Hotline.
FormatPrice 
Miscellaneous Item $0.50 Add to Cart
Iowa Farm Business Resource Directory
This publication offers contact information for programs that will help Iowa farmers improve their operations.
FormatPrice 
Publication $0.00 Add to Cart
PDF $0.00 Download
Life Insurance -- Money Mechanics
Life insurance protects your family’s financial resources when you die. Learn tips on buying life insurance, how to estimate your insurance needs, and the types of policies that are available.
FormatPrice 
PDF $0.00 Download
Managing Farm Family Finances
Many farm families find it difficult to know how much to spend each month for family living needs. Income may be both irregular and unpredictable and there are important differences in managing farm f
FormatPrice 
PDF $0.00 Download
Managing Income and Expenses -- Divorce Matters
Financial stress from divorce can be minimized by enabling individuals to carefully make the best of their financial situation and avoid costly errors as they move forward.
FormatPrice 
PDF $0.00 Download
Money Management Calendar 2014
Individuals and families can increase their money management skill by using this calendar regularly. It provides a place to list fixed, occasional and flexible expenses for each month of the year. The
FormatPrice 
PDF $0.00 Download
Money Math -- Retirement: Secure Your Dreams
Use these tables to figure out how your money will grow and compounds and how costs will increase.
FormatPrice 
PDF $0.00 Download
Money Talk A Financial Guide for Women workbook
This workbook discusses financial basics, insurance, investing, retirement planning, and planning for life events. This practical, clearly written guidebook is the work of two certified financial pla
FormatPrice 
Publication $23.00 Add to Cart
Owning a Car -- Money Mechanics
Most families spend more on transportation than on any other expense category. This publication can help you make wise decisions and learn ways to trim the cost of owning a car.
FormatPrice 
PDF $0.00 Download
Picture Your Future -- Retirement: Secure Your Dreams
Nine questions to ask yourself as you get ready for retirement.
FormatPrice 
PDF $0.00 Download
Planear para $alir Adelante

FormatPrice 
Publication $0.00 Add to Cart
PDF $0.00 Download
Planning to $tay Ahead
Step by step method to develop a spending and savings plan and tips for making the most of your money.
FormatPrice 
Publication $2.00 Add to Cart
PDF $0.00 Download
Record Keeping -- Money Mechanics (Unit=Set including Income and Expenses/Net Worth Statement worksheet)
Record keeping can help you keep a close tab on your spending habits, manage your family’s daily financial responsibilities, and locate records and business papers easily when needed.
FormatPrice 
PDF $0.00 Download
Retirement Income: How Much Do You Need? -- Retirement: Secure Your Dreams
Use this five step retirement income planner worksheet to take the mystery out of what you'll need.
FormatPrice 
PDF $0.00 Download
Retirement Investment Options -- Retirement: Secure Your Dreams
Learn about several tax-advantaged retirement plans -- their tax benefits and possible employer match.
FormatPrice 
PDF $0.00 Download
Saving and Investing -- Money Mechanics
Saving money so it is available for emergencies and short-term goals is the first step of success money management. Investing comes next. This publication can help you get started.
FormatPrice 
PDF $0.00 Download
Separating Your Finances - Divorce Matters
The financial separation that comes with the divorce process can be made less difficult if you find out what your options are and remain aware of your financial situation.
FormatPrice 
PDF $0.00 Download
Small Steps to Health and Wealth
Twenty similarities between personal health and wealth issues are described and common obstacles to change are reviewed. Then twenty-five strategies to change behavior for improved health and increas
FormatPrice 
Publication $16.00 Add to Cart
Smart Uses for Your Tax Refund
A tax refund is always a welcome bonus. No matter the amount, the way you use that money can have a real impact on your personal and financial well-being. Before you spend, stop and think. Making the
FormatPrice 
PDF $0.00 Download
Special Considerations for the Self-employed: Painting Your Retirement Picture -- Retirement: Secure Your Dreams
Find out how your retirement will be affected by your business, whether you transfer ownership, sell, or lease. Family-owned businesses have unique issues.
FormatPrice 
PDF $0.00 Download
Spending Plans and Worksheet -- Money Mechanics
A spending plan is a tool to manage your money. Making a spending plan involves setting long- and short-term goals, analyzing what income you have available to meet those goals, developing a plan, and
FormatPrice 
PDF $0.00 Download
Starting a Home-Based Food Business in Iowa
Find the information you need to sell food products from your home. Includes Iowa licensing and inspection requirements. Also includes contact information for additional help. Full color, 4 page broch
FormatPrice 
PDF $0.00 Download
The Allowance Game
Help your child make decisions about spending allowance money wisely. Publication includes game instructions and questions to begin discussion.
FormatPrice 
Publication $1.00 Add to Cart
PDF $0.00 Download
The Spending Game
Managing money means making choices. This game will help you decide what is most important to you among categories like housing, food, and recreation.
FormatPrice 
Publication $0.00 Add to Cart
PDF $0.00 Download
This is the Way I Spend My Money
A 12 month spending record for youth with helpful hints and sample pages to get you started.
FormatPrice 
PDF $0.00 Download
Tracking Your Spending
Manage your money with one of these six tracking methods: receipt, calendar, envelope, checkbook, account book, or computer software program.
FormatPrice 
PDF $0.00 Download
Update Your Home for a Lifetime of Living -- Retirement: Secure Your Dreams
Find out if your home is ready for your retirement: easy-visiting, easy-living, and easy on the budget.
FormatPrice 
PDF $0.00 Download
Using What You Have to Get What You Want -- Stress: Taking Charge
Reduce stress and manage your resources by making six types of decisions: setting priorities, dealing with unexpected events, assessing resources, planning, carrying out the plan, and evaluating the
FormatPrice 
PDF $0.00 Download
Welcome To Retirement –- A Simulation for Building Awareness About All Stages of Retirement (game board)
For use with the Welcome to Retirement program.
FormatPrice 
Publication $0.50 Add to Cart
PDF $0.00 Download
When Life Changes -- Retirement: Secure Your Dreams
Here's help to rethink your retirement plans when things change - for example, health, changing housing needs, divorce, remarriage, death of a spouse, or needs of adult children.
FormatPrice 
PDF $0.00 Download
Where Will Money for Your Nest Egg Come From? -- Retirement: Secure Your Dreams
Creating a written spending plan and living below your means are discussed to help you consider the choices you have for retirement income.
FormatPrice 
PDF $0.00 Download
Who is You? The Coming Epidemic of Identity Theft (PDF download)
This short and easily readable book provides interesting and important information on the nature of identity theft, how to protect against it and recover from ID theft should it happen. ISBN 0-97
FormatPrice 
PDF $9.95 Add to Cart