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Searching for "K-5 financial literacy"

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Financial Performance Measures for Iowa Farms
These measures can help farmers assess the profitability, debt capacity, and financial risk currently faced by their businesses. The measures presented in this publication are based on guidelines of the Farm Financial Standards Council, ffsc.org/, and are used by most agricultural lenders and farm accountants.
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Farm Financial Planning Program
This publication describes the one-on-one farm financial computer analysis service available from ISU Extension to assist farm operators in assessing cash flow and profitability in a format often requested by lenders.

Previously referenced as: PM 1775
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Farm Financial Statements
The financial position and performance of a farm business can be summarized by four financial statements. Find out more about a net worth statement, net income statement, statement of cash flows, and statement of owner equity. Sample forms included.
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Using Whole-Farm and Enterprise Records to Make Decisions
Five key measures of financial performance are commonly analyzed: liquidity, solvency, profitability, financial efficiency, and repayment capacity. Together, these criteria measure both financial condition and performance, allowing the owner, as well as a lender or other outside reader, to better understand how well the business is currently doing. The ultimate goal of using any record keeping system is to help make better management decisions. Farm records should allow the owners to compare their operation to others, or to its own history as well as allowing the owners to plan and evaluate proposed projects.
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Financial Literacy Lesson Plans - Grades K-5
This curriculum provides four lessons for each grade level, K-5 to address Iowa's financial literacy content standards. Most lessons use storybooks as the main activity, supplemented by activities to extend learning and to initiate discussions at home.
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Lesson plans + user guide
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User guide
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Kindergarten
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1st Grade
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2nd Grade
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3rd Grade
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4th Grade
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5th Grade
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Evaluating a Company's Financial Position before Selling Grain on Deferred Price Contracts
There are a number of contract types used to sell grain. One of these is selling grain on deferred price contracts. This publication discusses how to evaluate a company's financial position before selling grain using a deferred price contract.
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Evaluation Tool
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Financial stress in Iowa farms: 2014-2016
Iowa farm financial conditions have deteriorated since 2012, but average indicators of liquidity and solvency remain close to their long-term levels.

This publication examines the financial well-being of 273 Iowa farms, detailing their average net income, net worth, debt-to-asset ratio, liquidity rating, solvency rating and working capital per acre.
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A Manager's Guide to Food Hub Finances - How to Evaluate and Improve Your Food Hub Operations
The purpose of this PDF guide (LF-0015A) is to explore how food hubs can use their own financial data to identify and address the strengths and challenges in their operation. Relying on data that most food hubs already have available in their financial records, we show how financial metrics can be used by managers to identify problems and risks and make decisions.

The accompanying Excel spreadsheet (LF-0015B) provides an additional tool to calculate and interpret key metrics from a food hub's operation.
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Spreadsheet
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Iowa Farm Financial Conditions in 2015
This publication examines the financial performance of a group of farm business in 2015. The analysis focuses on: farm income, wealth, financial liquidity, farm size, enterprise mix, financial structure, financial performance and efficiency, and farm program payments.

The study provides a snapshot of Iowa commercial farmers' financial strengths at a time of low crop prices and a new Farm Bill. The data used in the analysis are obtained from the Iowa Farm Business Association (IFBA), an independent farm accounting association managed and controlled by its members.
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Changing Farm Financial Conditions - Encouraging a Friend to Seek Professional Help
Loss, grief, or depression can immobilize a person, making it hard for the individual to look realistically at a situation or to take action. It’s important for friends or family members not to ignore signs that the person needs help.

Learn more about signs of depression and suicide, and how you can encourage a friend or family member to seek help.
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Changing Farm Financial Conditions - How to Help "When You Don’t Know What to Say"
When a friend or relative experiences trouble, such as a death in the family, financial losses, divorce, or serious illness, it’s easier to stay away or remain silent than it is to help because you don’t know the right words.

Explore these tips and ideas of how to offer help in an uncomfortable situation.
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